Posted rates are for Client Name investments only and certain minimums apply.

Term	Open	RRIF	RRSP	TFSA
1 Year	2.15%	1.70%	1.75%	1.70%
2 Years	2.20%	1.85%	1.85%	1.80%
3 Years	2.20%	2.00%	2.05%	1.95%
4 Years	2.31%	2.15%	2.15%	2.15%
5 Years	2.57%	2.30%	2.55%	2.25%

Rates as of May 16, 2013

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• We offer GICs through Monarch Wealth Deposit Group.
• Certain minimums and conditions may apply.
• Rates are subject to change without notice
• We offer tiered rates on GIC's over $10,000.00.
• All investments are covered by CDIC or DICO.