Monarch Wealth Corporation (MWC) is a mutual fund dealer head quartered in Toronto, Ontario, Canada. References to "Monarch" or "we" may refer either to Monarch Wealth Corporation, Monarch Wealth Assurance Agencies (MWAA), Monarch Wealth Deposit Group (MWDG) or to its operating subsidiaries. Through Monarch and its subsidiaries, the company offers a variety of financial and life cycle planning products and services through its various operating subsidiaries. By entering this site, you agree to be bound by and accept the following terms:

General

The contents of this web site are provided for information purposes only and are not intended to provide to you specific advice with respect to your financial, investment, tax, legal or accounting matters. For information specific to your situation you should consult an Monarch advisor or other appropriate investment, legal or accounting professional. Relying on the information contained in this website without attaining professional advice, is not recommended. Furthermore, if you do rely on the information contained in the website you do so at your own risk.

Any fact and data provided in this web site are believed to be reliable at the time of posting. Monarch cannot guarantee the continued accuracy completeness or that they will be current at all times. All opinions expressed and data are subject to change without notice and in some cases are the opinion of the author.

In addition to these terms and conditions you are bound by the specific terms and conditions set out in disclaimers applicable to various portions of this site. Monarch, its subsidiaries and affiliates are not responsible in any manner for direct, indirect, special or consequential damages caused, arising out of the use of this web site.

Products and Services

Products and services may only be sold through companies and individuals licensed to sell the product in jurisdictions in which the product is qualified for sale. This web site does not constitute an offer or solicitation to buy or sell any product or service to anyone in the United States of America, its territories or possessions or in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made or to any person to whom it is unlawful to make an offer or solicitation. For information specific to your jurisdiction, please contact your nearest Monarch branch office and/or Monarch Head Office.

The terms and conditions under which products and services may differ from those set out on this web site and may change from time to time. Products and services are provided only in accordance with the terms of the specific investment contract, prospectus or other documents or contracts governing their sale. In case of any inconsistency between the content of this web site and any such investment contract, prospectus or other document or contract the terms of the investment contract, prospectus or other document or contract shall prevail. While every effort is made to keep the contents of this web site current, you should check with your Monarch advisor to determine whether changes have been made to the terms and conditions under which Monarch products and services are offered that are not reflected on this web site.

Internet Communications

PLEASE BE ADVISED THAT TRADING INSTRUCTIONS WILL NOT BE ACTED UPON VIA E-MAIL. Without the use of secure encryption, the Internet is not a secure medium and privacy cannot be ensured. Internet e-mail is vulnerable to interception and forging. Monarch cannot ensure the privacy and authenticity of any information, and will not accept any instructions, that you send to us over the Internet. Monarch will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet or if we communicate such information to you at your request.

Applicable Agreements

All products and services of Monarch are offered for sale subject to the terms of the applicable agreements. In some cases, certain products may be offered via a referral arrangement with another legal entity. Please consult any Monarch branch in your jurisdiction for complete and up-to-date information on products and services

Investment Calculations

Mathematical calculations and projections are for illustrative purposes only. These calculations are not guaranteed to be accurate and complete and should be only used as reference or a guide.

Trade-Marks and Copyrights

Certain names, words, phrases, graphics or designs in this web site may constitute trade names, registered or unregistered trade-marks or service marks (collectively, "Trade-Marks") of Monarch Wealth Corporation.

Third Party Links

Links to external website not connected with Monarch are for informational purposes only. Monarch has no control of the information presented on an external website. Monarch will not be liable for any inaccuracies in such information or for the content of any linked web sites that are not maintained by Monarch nor does Monarch endorse any product or service available through a linked web site. Monarch makes no claims that third party web sites will be free of viruses, worms, trojan horses or other destructive components on or from such web sites. Linking to another web site is at your sole risk and Monarch is not responsible or liable for any damages in connection with linking.

Jurisdiction

The information contained in this website is intended for use by individuals resident in provinces in which Monarch is licensed to conduct business only. Any products or services mentioned on this website are made available only in accordance with local law(including securities law) and only where they may be lawfully offered for sale.

Client Complaint Process

At Monarch we take your complaints seriously. Any complaints received by our offices are dealt with on an individual basis and a through analysis of the complaint is performed. Our client complaint process is detailed in our sample letter to all of our clients who are subject of a complaint. To view a copy of a sample letter detailing our process please click here.

Insurance products and services offered through Monarch Wealth Assurance Agencies Ltd.

GICs offered through Monarch Wealth Deposit Group Inc.

Mutual funds offered through Monarch Wealth Corporation